How Shopify is using AI
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How Shopify is using AI

Tags
Payments
AI
Startups
Published
March 20, 2025
Author
Landry Yoder
Many cool things are happening with the growing relationship with AI and fintech.

Modern Treasury helping Shopify

This was my second year attending Transfer. Modern Treasury did not disappoint with real use cases.
Matthew Martin, CFA from Shopify shared how their treasury team is applying AI to optimize cash flow and liquidity.
By integrating Modern Treasury AI directly into tools like Excel and Slack, the team receives 5–10 daily recommendations across:
  1. Transaction categorization and reconciliation
  1. Cash flow forecasting
  1. Liquidity management
The AI agent acts as a dynamic layer, while supporting robust human-in-the loop payment workflows at any point in the automation process.
 
For Shopify this helps validate a single source of truth.
 
If you have many sources of truth, you have zero sources of truth.
Matt Martin, Shopify